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Opportunities / ClearPay Systems

ClearPay Systems

Full DD
Published
FintechUnited KingdomGrowth
Spotted
Profiled
Screened
Pre-DD
Full DD

Executive Summary

Real-time cross-border payment rails for emerging market corridors using stablecoin settlement

Source: Founders Fund co-invest opportunitySpotted: 28 Jan 2025

Company Profile

clearpaysystems.comFounded: 1 Nov 2020Team: 120

ClearPay builds real-time payment infrastructure for emerging market corridors (Africa-Europe, Asia-LATAM, MENA-South Asia). Their settlement layer uses regulated stablecoins to eliminate correspondent banking delays and reduce costs by 80%. Licensed in UK (FCA), Singapore (MAS), and UAE (DFSA). Processing $2.8B annualized volume across 34 corridors with 99.97% uptime. Partnerships with 85 banks and 200+ fintechs.

Founders

Kwame AsanteCEO
Dr. Liwei ChenCTO
Nadia PetrovaCFO

Investment Score

91
EXCELLENT
Team & Governance (20%)
92
Market Opportunity (20%)
95
Product & Technology (15%)
90
Financial Performance (15%)
88
ESG & Impact (15%)
85
Strategic Fit (10%)
94
Timing & Deal Terms (5%)
88
Best deal in our current pipeline. Massive market ($150T+ annual cross-border flows), clear regulatory moat with three tier-1 licenses, and a founding team that has operated at this caliber before (CEO was COO at a $2B payments company). Revenue quality is exceptional — 90%+ recurring with 145% NDR. The stablecoin settlement layer is a genuine technological edge. Strongly recommend full investment committee review.

Financials

Revenue$32M
ARR$28M
Burn Rate$2.8M/mo
Runway30mo
Growth Rate140% YoY

Fintech Metrics

Annualized Volume$2.8B
Corridors Live34
Bank Partners85
Fintech Partners200
Avg. Transaction Cost Reduction %80
Uptime %99.97

Data Room

Access Data Room

Due Diligence Status

Legal DDCompleted
Financial DDCompleted
Technical DDIn Progress
Deal TypeSeries C co-investment
Ticket Size$15M
Expected Return5-7x in 4-5 years
Time to Close6-8 weeks
ESG RatingA+

Trust Indicators

Financial AuditVerified
Legal DDVerified
Technical DDVerified
ReferencesVerified
ESG ComplianceVerified
RegulatoryVerified

Team

KA
Kwame AsanteCEO
DL
Dr. Liwei ChenCTO
NP
Nadia PetrovaCFO

Activity Log

Spotted on 28 Jan 2025
Profiled — Company data gathered
Screened — Investment score assigned
Pre-DD — Financial & trust review
Full DD — Data room opened